Commercial card processing

CMS and HCS work together to provide commercial card processing and reporting.  HCS provides management of the company structure and account creation as well as reporting in the form of organization level reports and interfaces to Master card Smart Data and VISA INFOSPAN.

The structure of HCS depends on a business’s organizational chart.  Each entity in HCS is considered a “node”.  A node could be a company, a cost center, or an individual account.  A company can have up to 99 levels and up to 999,999,999 reporting units which could be representative of a division, department, cost center etc.  HCS can also support up to 999 products (CMS Logo).

• Company Node – Highest level in the HCS hierarchy. The company node contains node information that defaults from the Company Master record.
• Reporting Node – Node or “entity” representing an intermediate level in the company hierarchy, such as a specific division or cost center. This type of node contains name and address information to identify the business unit that is represented. These nodes serve as reporting unites and track summary account information

Account Node – Represent individual accounts and are attached to reporting nodes.  This node is always the lowest level of the hierarchical structure, but can be attached to any reporting node, regardless of level.  An account node can represent an actual cardholder, or it can represent a billing account used by CMS sweep processing provides the account processing and passes transaction and account information to HCS.

The Hierarchy Company System (HCS) is an application that provides a company hierarchy structure for processing commercial cars and managing the relationship between the company, the sublevel reporting within the company, and the individual commercial card accounts.

HCS supports multiple hierarchical levels, multiple card products, statement processing, reporting, letters, and transfers for each company.

HCS interfaces to the Credit Management System (CMS) to obtain transaction activity and provide accounts-receivable information.